{"id":14301,"date":"2024-01-10T10:52:32","date_gmt":"2024-01-10T09:52:32","guid":{"rendered":"https:\/\/www.atrisinvest.cz\/atris-retirement-annuity\/"},"modified":"2026-04-30T17:52:00","modified_gmt":"2026-04-30T16:52:00","slug":"atris-retirement-annuity","status":"publish","type":"page","link":"https:\/\/www.atrisinvest.cz\/en\/atris-retirement-annuity\/","title":{"rendered":"ATRIS RETIREMENT ANNUITY"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lr6nl9tt-9fd8ecabfb210e4a925470bf47192feb\">\n.avia-section.av-lr6nl9tt-9fd8ecabfb210e4a925470bf47192feb{\nbackground-color:#121820;\nbackground-image:unset;\nposition:relative;\n}\n.avia-section.av-lr6nl9tt-9fd8ecabfb210e4a925470bf47192feb .av-section-color-overlay{\nopacity:0.4;\nbackground-color:#121820;\n}\n#top .avia-section.av-lr6nl9tt-9fd8ecabfb210e4a925470bf47192feb .scroll-down-link{\ncolor:#ffffff;\n}\n#top .avia-section.av-lr6nl9tt-9fd8ecabfb210e4a925470bf47192feb 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https:\/\/www.atrisinvest.cz\/wp-content\/uploads\/renta_neg-1536x229.png 1536w, https:\/\/www.atrisinvest.cz\/wp-content\/uploads\/renta_neg-1500x224.png 1500w, https:\/\/www.atrisinvest.cz\/wp-content\/uploads\/renta_neg-705x105.png 705w, https:\/\/www.atrisinvest.cz\/wp-content\/uploads\/renta_neg.png 1656w\" sizes=\"(max-width: 1030px) 100vw, 1030px\" \/><\/div><\/div><\/div><\/div><div  class='flex_column av-6tnikxi-1fc05dcb69e2aa14add6629b0fb29458 av_one_fourth  avia-builder-el-18  el_after_av_one_half  el_before_av_heading  first flex_column_div  column-top-margin'     ><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-68sqz3q-ae8456b4084fcccbd70a7a27a9892432\">\n#top .av-special-heading.av-68sqz3q-ae8456b4084fcccbd70a7a27a9892432{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-68sqz3q-ae8456b4084fcccbd70a7a27a9892432 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-68sqz3q-ae8456b4084fcccbd70a7a27a9892432 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-68sqz3q-ae8456b4084fcccbd70a7a27a9892432 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-68sqz3q-ae8456b4084fcccbd70a7a27a9892432 av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-19  el_after_av_one_fourth  el_before_av_heading '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Long-Term Investment Product (DIP)<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5q2saba-99c908175352bf2a4b58288eddf9b61c\">\n#top .av-special-heading.av-5q2saba-99c908175352bf2a4b58288eddf9b61c{\npadding-bottom:10px;\ncolor:#ce9e3e;\nfont-size:38px;\n}\nbody .av-special-heading.av-5q2saba-99c908175352bf2a4b58288eddf9b61c .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-5q2saba-99c908175352bf2a4b58288eddf9b61c .av-special-heading-tag{\nfont-size:38px;\n}\n.av-special-heading.av-5q2saba-99c908175352bf2a4b58288eddf9b61c .special-heading-inner-border{\nborder-color:#ce9e3e;\n}\n.av-special-heading.av-5q2saba-99c908175352bf2a4b58288eddf9b61c .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-5q2saba-99c908175352bf2a4b58288eddf9b61c .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-5q2saba-99c908175352bf2a4b58288eddf9b61c .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-5q2saba-99c908175352bf2a4b58288eddf9b61c av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-20  el_after_av_heading  el_before_av_hr  av-inherit-size'><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >ONLY AT ATRIS WITH A + 1% BONUS<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5hrseba-d0b9687649a3dd73b64901145971e2f7\">\n#top .hr.hr-invisible.av-5hrseba-d0b9687649a3dd73b64901145971e2f7{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-5hrseba-d0b9687649a3dd73b64901145971e2f7 hr-invisible  avia-builder-el-21  el_after_av_heading  el_before_av_heading '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4o250vq-5a6fee284e48dec1a55b2145d98c0da0\">\n#top .av-special-heading.av-4o250vq-5a6fee284e48dec1a55b2145d98c0da0{\npadding-bottom:10px;\ncolor:#ffffff;\nfont-size:30px;\n}\nbody .av-special-heading.av-4o250vq-5a6fee284e48dec1a55b2145d98c0da0 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-4o250vq-5a6fee284e48dec1a55b2145d98c0da0 .av-special-heading-tag{\nfont-size:30px;\n}\n.av-special-heading.av-4o250vq-5a6fee284e48dec1a55b2145d98c0da0 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-4o250vq-5a6fee284e48dec1a55b2145d98c0da0 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-4o250vq-5a6fee284e48dec1a55b2145d98c0da0 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-4o250vq-5a6fee284e48dec1a55b2145d98c0da0 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-4o250vq-5a6fee284e48dec1a55b2145d98c0da0 av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-22  el_after_av_hr  avia-builder-el-last  av-inherit-size'><h1 class='av-special-heading-tag '  itemprop=\"headline\"  ><span class='special_amp'>&#8220;<\/span>Tell us what standard of living you want in retirement, and we will arrange it for you.<span class='special_amp'>&#8221;<\/span><\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3snaagm-20ec311418016a1aaa0d8cb696a60ef5\">\n.avia-section.av-3snaagm-20ec311418016a1aaa0d8cb696a60ef5{\nbackground-color:#121820;\nbackground-image:unset;\nposition:relative;\n}\n#top .avia-section.av-3snaagm-20ec311418016a1aaa0d8cb696a60ef5 .scroll-down-link{\ncolor:#ffffff;\n}\n#top .avia-section.av-3snaagm-20ec311418016a1aaa0d8cb696a60ef5 .scroll-down-link.avia-svg-icon svg:first-child{\nstroke:#ffffff;\nfill:#ffffff;\n}\n.avia-section.av-3snaagm-20ec311418016a1aaa0d8cb696a60ef5 .avia-divider-svg-bottom svg{\nheight:10px;\nwidth:calc(100% + 1.3px);\nfill:#ce9e3e;\n}\n<\/style>\n<div id='av_section_3'  class='avia-section av-3snaagm-20ec311418016a1aaa0d8cb696a60ef5 main_color avia-section-default avia-no-border-styling  avia-builder-el-23  el_after_av_section  el_before_av_layout_row  avia-bg-style-scroll container_wrap fullsize'  ><div class='avia-divider-svg avia-divider-svg-opacity-tilt avia-divider-svg-bottom avia-svg-original'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 2600 131.1\" preserveAspectRatio=\"none\">\n\t<path d=\"M0 0L2600 0 2600 69.1 0 0z\"\/>\n\t<path style=\"opacity:0.5\" d=\"M0 0L2600 0 2600 69.1 0 69.1z\"\/>\n\t<path style=\"opacity:0.25\" d=\"M2600 0L0 0 0 130.1 2600 69.1z\"\/>\n<\/svg><\/div><div class=\"av-section-color-overlay-wrap\"><a href='#next-section' title='' class='scroll-down-link av-custom-scroll-down-color avia-svg-icon avia-font-svg_entypo-fontello' data-av_svg_icon='down-open-mini' data-av_iconset='svg_entypo-fontello'><svg version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"32\" viewBox=\"0 0 15 32\" preserveAspectRatio=\"xMidYMid meet\" aria-labelledby='av-svg-title-2' aria-describedby='av-svg-desc-2' role=\"graphics-symbol\" aria-hidden=\"true\">\n<title id='av-svg-title-2'>Scroll to next section<\/title>\n<desc id='av-svg-desc-2'>Scroll to next section<\/desc>\n<path d=\"M12.96 12.16q0.704-0.832 1.536 0 0.832 0.704 0 1.536l-6.272 6.144q-0.704 0.704-1.536 0l-6.272-6.144q-0.832-0.832 0-1.536 0.768-0.768 1.6 0l5.44 4.992z\"><\/path>\n<\/svg><\/a><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-14301'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column_table av-318ovx2-4fb4e46c0c0fc8c21a3f5aa34ba13f78 sc-av_one_half av-equal-height-column-flextable'><div  class='flex_column av-318ovx2-4fb4e46c0c0fc8c21a3f5aa34ba13f78 av_one_half  avia-builder-el-24  el_before_av_one_half  avia-builder-el-first  first flex_column_table_cell av-equal-height-column av-align-middle  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2nij3ti-b2ca81493a6dc643ee73b473c89d7f9d\">\n.avia-image-container.av-2nij3ti-b2ca81493a6dc643ee73b473c89d7f9d img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-2nij3ti-b2ca81493a6dc643ee73b473c89d7f9d .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-2nij3ti-b2ca81493a6dc643ee73b473c89d7f9d av-styling-no-styling avia-align-center  avia-builder-el-25  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img fetchpriority=\"high\" decoding=\"async\" fetchpriority=\"high\" fetchpriority=\"high\" class='wp-image-14300 avia-img-lazy-loading-not-14300 avia_image ' src=\"https:\/\/www.atrisinvest.cz\/wp-content\/uploads\/dip_ilu.jpg\" alt='' title=''  height=\"720\" width=\"1000\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.atrisinvest.cz\/wp-content\/uploads\/dip_ilu.jpg 1000w, https:\/\/www.atrisinvest.cz\/wp-content\/uploads\/dip_ilu-300x216.jpg 300w, https:\/\/www.atrisinvest.cz\/wp-content\/uploads\/dip_ilu-768x553.jpg 768w, https:\/\/www.atrisinvest.cz\/wp-content\/uploads\/dip_ilu-705x508.jpg 705w\" sizes=\"(max-width: 1000px) 100vw, 1000px\" \/><\/div><\/div><\/div><\/div><div class='av-flex-placeholder'><\/div><div  class='flex_column av-2749yom-192367c933330444cf41fc1fc66f63cb av_one_half  avia-builder-el-26  el_after_av_one_half  el_before_av_hr  flex_column_table_cell av-equal-height-column av-align-middle  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1u3lj9y-8841269bd1eb45637a7feb078661d3fb\">\n#top .av-special-heading.av-1u3lj9y-8841269bd1eb45637a7feb078661d3fb{\npadding-bottom:10px;\ncolor:#ce9e3e;\n}\nbody .av-special-heading.av-1u3lj9y-8841269bd1eb45637a7feb078661d3fb .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-1u3lj9y-8841269bd1eb45637a7feb078661d3fb .special-heading-inner-border{\nborder-color:#ce9e3e;\n}\n.av-special-heading.av-1u3lj9y-8841269bd1eb45637a7feb078661d3fb .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-1u3lj9y-8841269bd1eb45637a7feb078661d3fb av-special-heading-h2 custom-color-heading blockquote modern-quote  avia-builder-el-27  el_before_av_heading  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Under the DIP, the invested amount can be deducted from the tax base up to a maximum of CZK 48,000 per year.<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-167xqwm-ecac7f77cc2ca9c42770edb3fd0fee87\">\n#top .av-special-heading.av-167xqwm-ecac7f77cc2ca9c42770edb3fd0fee87{\npadding-bottom:10px;\ncolor:#ce9e3e;\n}\nbody .av-special-heading.av-167xqwm-ecac7f77cc2ca9c42770edb3fd0fee87 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-167xqwm-ecac7f77cc2ca9c42770edb3fd0fee87 .special-heading-inner-border{\nborder-color:#ce9e3e;\n}\n.av-special-heading.av-167xqwm-ecac7f77cc2ca9c42770edb3fd0fee87 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-167xqwm-ecac7f77cc2ca9c42770edb3fd0fee87 av-special-heading-h2 custom-color-heading blockquote modern-quote  avia-builder-el-28  el_after_av_heading  avia-builder-el-last '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >An employer has the option to contribute up to CZK 50,000 per year to your DIP, which is not subject to taxation.<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-t4zvee-921119343492f88f89ba03eb8f9e07e4\">\n#top .hr.hr-invisible.av-t4zvee-921119343492f88f89ba03eb8f9e07e4{\nheight:40px;\n}\n<\/style>\n<div  class='hr av-t4zvee-921119343492f88f89ba03eb8f9e07e4 hr-invisible  avia-builder-el-29  el_after_av_one_half  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><\/div><div id='av-layout-grid-1'  class='av-layout-grid-container av-evme1sm-59bf2dc5e5058e2f94f8cc2db7fd0a1a entry-content-wrapper main_color av-flex-cells  avia-builder-el-30  el_after_av_section  el_before_av_section  grid-row-not-first  container_wrap fullsize'  >\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-elpzz2u-4286c04d05a982f2bc28c95d8fdb5534\">\n.flex_cell.av-elpzz2u-4286c04d05a982f2bc28c95d8fdb5534{\nvertical-align:top;\nbackground-color:#b8bfca;\n}\n<\/style>\n<div class='flex_cell av-elpzz2u-4286c04d05a982f2bc28c95d8fdb5534 av-gridrow-cell av_one_half no_margin  avia-builder-el-31  el_before_av_cell_one_half  avia-builder-el-first  content-align-top'  ><div class='flex_cell_inner'><p><div  class='flex_column av-dv5vypi-e17035e86dcd3455ab9b61fe44f409a2 av_one_third  avia-builder-el-32  el_before_av_two_third  avia-builder-el-first  first flex_column_div  '     ><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-dg4msnq-f2a22df72c492034178c338df410d5a0\">\n.flex_column.av-dg4msnq-f2a22df72c492034178c338df410d5a0{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 30px;\n}\n<\/style>\n<div  class='flex_column av-dg4msnq-f2a22df72c492034178c338df410d5a0 av_two_third  avia-builder-el-33  el_after_av_one_third  avia-builder-el-last  flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-920qizn-26b40e101370e6dd8681594be598a6a1\">\n#top .av-special-heading.av-920qizn-26b40e101370e6dd8681594be598a6a1{\nmargin:40px 0 0 0;\npadding-bottom:10px;\ncolor:#000000;\nfont-size:30px;\n}\nbody .av-special-heading.av-920qizn-26b40e101370e6dd8681594be598a6a1 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-920qizn-26b40e101370e6dd8681594be598a6a1 .av-special-heading-tag{\nfont-size:30px;\n}\n.av-special-heading.av-920qizn-26b40e101370e6dd8681594be598a6a1 .special-heading-inner-border{\nborder-color:#000000;\n}\n.av-special-heading.av-920qizn-26b40e101370e6dd8681594be598a6a1 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-920qizn-26b40e101370e6dd8681594be598a6a1 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-920qizn-26b40e101370e6dd8681594be598a6a1 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-920qizn-26b40e101370e6dd8681594be598a6a1 av-special-heading-h2 custom-color-heading blockquote modern-quote  avia-builder-el-34  el_before_av_iconlist  avia-builder-el-first  av-inherit-size'><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Who is it most suitable for?<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mcn004er-fd999f9bd654467c9e104120041c7055\">\n#top .avia-icon-list-container.av-mcn004er-fd999f9bd654467c9e104120041c7055 .iconlist_icon{\ncolor:#000000;\nfont-size:21px;\n}\n#top .avia-icon-list-container.av-mcn004er-fd999f9bd654467c9e104120041c7055 .iconlist_icon svg:first-child{\nstroke:#000000;\nfill:#000000;\nheight:21px;\nwidth:21px;\n}\n#top #wrap_all .avia-icon-list-container.av-mcn004er-fd999f9bd654467c9e104120041c7055 .av_iconlist_title{\nfont-size:21px;\ncolor:#000000;\n}\n.avia-icon-list-container.av-mcn004er-fd999f9bd654467c9e104120041c7055 .iconlist_content{\ncolor:#2b2b2b;\n}\n<\/style>\n<div  class='avia-icon-list-container av-mcn004er-fd999f9bd654467c9e104120041c7055  avia-builder-el-35  el_after_av_heading  avia-builder-el-last '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-small av-mcn004er-fd999f9bd654467c9e104120041c7055'>\n<li><div class='iconlist_icon av-6eaj69i-4e4b6c926d68b3766e327705b5edf980 avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue889' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry av-iconlist-empty\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Icon: A product designed for retirement investing.\"><div class='av_iconlist_title iconlist_title_small  av_inherit_color'  itemprop=\"headline\" >A product designed for retirement investing.<\/div><\/header><div class='iconlist_content av_inherit_color'  itemprop=\"text\" ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-5m995km-fdac1500cd9b43f35c357249991905e5 avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue889' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry av-iconlist-empty\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Icon: Compared to traditional savings products, it offers the potential for higher returns.\"><div class='av_iconlist_title iconlist_title_small  av_inherit_color'  itemprop=\"headline\" >Compared to traditional savings products, it offers the potential for higher returns.<\/div><\/header><div class='iconlist_content av_inherit_color'  itemprop=\"text\" ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-5ga33jq-9b8077a3679e9aed17225db045d82b93 avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue889' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Icon: It is flexible; funds can be withdrawn within 30 days.\"><div class='av_iconlist_title iconlist_title_small  av_inherit_color'  itemprop=\"headline\" >It is flexible; funds can be withdrawn within 30 days.<\/div><\/header><div class='iconlist_content av_inherit_color'  itemprop=\"text\" ><p data-prosemirror-content-type=\"node\" data-prosemirror-node-name=\"paragraph\" data-prosemirror-node-block=\"true\" data-pm-slice=\"1 1 &#091;&#093;\">Subject to the conditions of the DIP. After 120 months from the start of the contract and upon the investor reaching 60 years of age. <\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-ho81p2-612402fcffc52db743c291b6cf99ed8e avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue889' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry av-iconlist-empty\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Icon: Its performance is not dependent on frequent changes in the pension sector.\"><div class='av_iconlist_title iconlist_title_small  av_inherit_color'  itemprop=\"headline\" >Its performance is not dependent on frequent changes in the pension sector.<\/div><\/header><div class='iconlist_content av_inherit_color'  itemprop=\"text\" ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-492o5na-4f98951b29427935574cc9ec631dc8ac avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue881' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry av-iconlist-empty\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Icon: This is a conservative type of investment.\"><div class='av_iconlist_title iconlist_title_small  av_inherit_color'  itemprop=\"headline\" >This is a conservative type of investment.<\/div><\/header><div class='iconlist_content av_inherit_color'  itemprop=\"text\" ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/p><\/div><\/p>\n<\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-d5lutli-03fe99afdafe66bdd349e8fdca2c982a\">\n.flex_cell.av-d5lutli-03fe99afdafe66bdd349e8fdca2c982a{\nvertical-align:top;\nbackground-color:#13171c;\n}\n<\/style>\n<div class='flex_cell av-d5lutli-03fe99afdafe66bdd349e8fdca2c982a av-gridrow-cell av_one_half no_margin  avia-builder-el-36  el_after_av_cell_one_half  avia-builder-el-last  content-align-top'  ><div class='flex_cell_inner'><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-crgc23a-734c40fdfe5ae75eeecfb5e6679d7244\">\n.flex_column.av-crgc23a-734c40fdfe5ae75eeecfb5e6679d7244{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 30px;\n}\n<\/style>\n<div  class='flex_column av-crgc23a-734c40fdfe5ae75eeecfb5e6679d7244 av_two_third  avia-builder-el-37  el_before_av_one_third  avia-builder-el-first  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4o6fcar-942b787be3faf68178d5ecb916972fb6\">\n#top .av-special-heading.av-4o6fcar-942b787be3faf68178d5ecb916972fb6{\nmargin:40px 0 0 0;\npadding-bottom:10px;\ncolor:#ffffff;\nfont-size:30px;\n}\nbody .av-special-heading.av-4o6fcar-942b787be3faf68178d5ecb916972fb6 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-4o6fcar-942b787be3faf68178d5ecb916972fb6 .av-special-heading-tag{\nfont-size:30px;\n}\n.av-special-heading.av-4o6fcar-942b787be3faf68178d5ecb916972fb6 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-4o6fcar-942b787be3faf68178d5ecb916972fb6 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-4o6fcar-942b787be3faf68178d5ecb916972fb6 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-4o6fcar-942b787be3faf68178d5ecb916972fb6 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-4o6fcar-942b787be3faf68178d5ecb916972fb6 av-special-heading-h2 custom-color-heading blockquote modern-quote  avia-builder-el-38  el_before_av_iconlist  avia-builder-el-first  av-inherit-size'><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Benefits of the ATRIS Retirement Annuity<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-memzdtn7-33ba14b8573e087ff5c732347416c230\">\n#top .avia-icon-list-container.av-memzdtn7-33ba14b8573e087ff5c732347416c230 .iconlist_icon{\ncolor:#ce9d3e;\nfont-size:21px;\n}\n#top .avia-icon-list-container.av-memzdtn7-33ba14b8573e087ff5c732347416c230 .iconlist_icon svg:first-child{\nstroke:#ce9d3e;\nfill:#ce9d3e;\nheight:21px;\nwidth:21px;\n}\n#top #wrap_all .avia-icon-list-container.av-memzdtn7-33ba14b8573e087ff5c732347416c230 .av_iconlist_title{\nfont-size:21px;\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-icon-list-container av-memzdtn7-33ba14b8573e087ff5c732347416c230  avia-builder-el-39  el_after_av_heading  avia-builder-el-last '><ul class='avia-icon-list avia_animate_when_almost_visible avia-icon-list-left av-iconlist-small av-memzdtn7-33ba14b8573e087ff5c732347416c230'>\n<li><div class='iconlist_icon av-memzdfsk-f3dde1f3ff81acbeb3a366322d2bea52 avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue881' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Icon: ATRIS DIP 1% BONUS for You \"><div class='av_iconlist_title iconlist_title_small  av_inherit_color'  itemprop=\"headline\" >ATRIS DIP 1% BONUS for You <\/div><\/header><div class='iconlist_content '  itemprop=\"text\" ><p>For your long-term investment, we will credit you with an ATRIS Bonus of 1% of the total invested amount, including appreciation, after 10 years. <a href=\"https:\/\/storage.atrisinvest.cz\/actual\/ATRIS_Garance_nezaporneho_vynosu.pdf\">1% Bonus Terms and Conditions<\/a>.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-1z81ov1-36a1997e4309a7193629b3a77213f6d0 avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue889' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry av-iconlist-empty\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Icon: Option for both one-time and regular investments.\"><div class='av_iconlist_title iconlist_title_small  av_inherit_color'  itemprop=\"headline\" >Option for both one-time and regular investments.<\/div><\/header><div class='iconlist_content '  itemprop=\"text\" ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-1fh1u8t-e820de69c712090b31eb9da011751849 avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue889' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry av-iconlist-empty\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Icon: Minimum monthly investment starting from CZK 500.\"><div class='av_iconlist_title iconlist_title_small  av_inherit_color'  itemprop=\"headline\" >Minimum monthly investment starting from CZK 500.<\/div><\/header><div class='iconlist_content '  itemprop=\"text\" ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-1067lct-76ed82e8e2ac7cc9a8c823977a753663 avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue889' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry av-iconlist-empty\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Icon: You determine the amount of the Retirement Annuity and the duration of its payout yourself.\"><div class='av_iconlist_title iconlist_title_small  av_inherit_color'  itemprop=\"headline\" >You determine the amount of the Retirement Annuity and the duration of its payout yourself.<\/div><\/header><div class='iconlist_content '  itemprop=\"text\" ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<li><div class='iconlist_icon av-mndfzx-25b0ceb584a78adf51d016cc78a1cbf2 avia-font-entypo-fontello avia-iconfont avia-font-entypo-fontello'><span class='av-icon-char' data-av_icon='\ue889' data-av_iconfont='entypo-fontello' aria-hidden=\"true\"><\/span><\/div><article class=\"article-icon-entry av-iconlist-empty\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconlist_content_wrap\"><header class=\"entry-content-header\" aria-label=\"Icon: Option to choose a DIP from two offered variants: with a target amount or without a target amount.\"><div class='av_iconlist_title iconlist_title_small  av_inherit_color'  itemprop=\"headline\" >Option to choose a DIP from two offered variants: with a target amount or without a target amount.<\/div><\/header><div class='iconlist_content '  itemprop=\"text\" ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class=\"iconlist-timeline\"><\/div><\/li>\n<\/ul><\/div><\/p><\/div><div  class='flex_column av-a2m8np2-82459430faa887c64af28b56f77f7ba7 av_one_third  avia-builder-el-40  el_after_av_two_third  el_before_av_hr  flex_column_div  '     ><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9f9zlna-c63e28203a7d0c43c1c0749456c3674a\">\n#top .hr.hr-invisible.av-9f9zlna-c63e28203a7d0c43c1c0749456c3674a{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-9f9zlna-c63e28203a7d0c43c1c0749456c3674a hr-invisible  avia-builder-el-41  el_after_av_one_third  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p>\n<\/div><\/div>\n<\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-280lsoz-b958abfbe6c094cacbd6dacb02cfcc5a\">\n.avia-section.av-280lsoz-b958abfbe6c094cacbd6dacb02cfcc5a{\nposition:relative;\n}\n.avia-section.av-280lsoz-b958abfbe6c094cacbd6dacb02cfcc5a .avia-divider-svg-top svg{\nheight:13px;\nwidth:calc(100% + 1.3px);\nfill:#c89340;\n}\n<\/style>\n<div id='calculator'  class='avia-section av-280lsoz-b958abfbe6c094cacbd6dacb02cfcc5a main_color avia-section-no-padding avia-no-border-styling  avia-builder-el-42  el_after_av_layout_row  el_before_av_section  av-small-hide av-mini-hide avia-bg-style-fixed container_wrap fullsize'  ><div class='avia-divider-svg avia-divider-svg-opacity-tilt avia-divider-svg-top avia-svg-original'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 2600 131.1\" preserveAspectRatio=\"none\">\n\t<path d=\"M0 0L2600 0 2600 69.1 0 0z\"\/>\n\t<path style=\"opacity:0.5\" d=\"M0 0L2600 0 2600 69.1 0 69.1z\"\/>\n\t<path style=\"opacity:0.25\" d=\"M2600 0L0 0 0 130.1 2600 69.1z\"\/>\n<\/svg><\/div><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-14301'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5k1vs3-9647b82f853aea35de004464bae64f5b\">\n#top .hr.hr-invisible.av-5k1vs3-9647b82f853aea35de004464bae64f5b{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-5k1vs3-9647b82f853aea35de004464bae64f5b hr-invisible  avia-builder-el-43  el_before_av_hr  avia-builder-el-first '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-qb8vz7-b089b9c815ab332e27e3935c86ecd124\">\n#top .hr.hr-invisible.av-qb8vz7-b089b9c815ab332e27e3935c86ecd124{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-qb8vz7-b089b9c815ab332e27e3935c86ecd124 hr-invisible  avia-builder-el-44  el_after_av_hr  el_before_av_heading '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lr3tavcx-7cfd0daaab4abd565dab148ffabb8d0d\">\n#top .av-special-heading.av-lr3tavcx-7cfd0daaab4abd565dab148ffabb8d0d{\nmargin:40px 0 0 0;\npadding-bottom:10px;\ncolor:#000000;\nfont-size:36px;\n}\nbody .av-special-heading.av-lr3tavcx-7cfd0daaab4abd565dab148ffabb8d0d .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-lr3tavcx-7cfd0daaab4abd565dab148ffabb8d0d .av-special-heading-tag{\nfont-size:36px;\n}\n.av-special-heading.av-lr3tavcx-7cfd0daaab4abd565dab148ffabb8d0d .special-heading-inner-border{\nborder-color:#000000;\n}\n.av-special-heading.av-lr3tavcx-7cfd0daaab4abd565dab148ffabb8d0d .av-subheading{\nfont-size:10px;\ncolor:#83898c;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-lr3tavcx-7cfd0daaab4abd565dab148ffabb8d0d .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-lr3tavcx-7cfd0daaab4abd565dab148ffabb8d0d .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-lr3tavcx-7cfd0daaab4abd565dab148ffabb8d0d av-special-heading-h2 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-45  el_after_av_hr  el_before_av_one_full  av-inherit-size'><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Calculate your ATRIS Retirement Annuity<\/h2><div class='av_custom_color av-subheading av-subheading_below'><p>sample model with fund appreciation of 6%, no entry fee*<\/p>\n<\/div><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<div  class='flex_column av-iguzw6-8e4d55719c129eafa9ed9dfc0cd98063 av_one_full  avia-builder-el-46  el_after_av_heading  el_before_av_one_full  first flex_column_div  '     ><\/div><div  class='flex_column av-rd67cm-575f6211165e2bdbf4d9aeee34e0b243 av_one_full  avia-builder-el-48  el_after_av_one_full  avia-builder-el-last  first flex_column_div  column-top-margin'     ><\/div><\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='calculator'  class='avia-section av-lm35fokc-85615ab242db8b2e4dd348b5265d208a main_color avia-section-no-padding avia-no-border-styling  avia-builder-el-49  el_after_av_section  el_before_av_section  av-desktop-hide av-medium-hide avia-bg-style-fixed container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-14301'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5670gk-4f3bfada2983658c0a3a409b21b29d7f\">\n#top .hr.hr-invisible.av-5670gk-4f3bfada2983658c0a3a409b21b29d7f{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-5670gk-4f3bfada2983658c0a3a409b21b29d7f hr-invisible  avia-builder-el-50  el_before_av_heading  avia-builder-el-first '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ejyh0-70020c57780e9e175208013f98188bc8\">\n#top .av-special-heading.av-ejyh0-70020c57780e9e175208013f98188bc8{\nmargin:40px 0 0 0;\npadding-bottom:10px;\ncolor:#000000;\nfont-size:36px;\n}\nbody .av-special-heading.av-ejyh0-70020c57780e9e175208013f98188bc8 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-ejyh0-70020c57780e9e175208013f98188bc8 .av-special-heading-tag{\nfont-size:36px;\n}\n.av-special-heading.av-ejyh0-70020c57780e9e175208013f98188bc8 .special-heading-inner-border{\nborder-color:#000000;\n}\n.av-special-heading.av-ejyh0-70020c57780e9e175208013f98188bc8 .av-subheading{\nfont-size:10px;\ncolor:#83898c;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-ejyh0-70020c57780e9e175208013f98188bc8 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-ejyh0-70020c57780e9e175208013f98188bc8 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-ejyh0-70020c57780e9e175208013f98188bc8 av-special-heading-h2 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-51  el_after_av_hr  el_before_av_one_full  av-inherit-size'><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Calculate your ATRIS Retirement Annuity<\/h2><div class='av_custom_color av-subheading av-subheading_below'><p>sample model with fund appreciation of 6%, no entry fee*<\/p>\n<\/div><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2fxf2c-df4a763e5e32316c216624ea2c94437c\">\n.flex_column.av-2fxf2c-df4a763e5e32316c216624ea2c94437c{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-2fxf2c-df4a763e5e32316c216624ea2c94437c av_one_full  avia-builder-el-52  el_after_av_heading  el_before_av_one_full  first flex_column_div av-zero-column-padding  '     ><p><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mobo6u-e33fb928a33476ee0f846b5bc8fee220\">\n#top .hr.hr-invisible.av-mobo6u-e33fb928a33476ee0f846b5bc8fee220{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-mobo6u-e33fb928a33476ee0f846b5bc8fee220 hr-invisible  avia-builder-el-54  el_after_av_codeblock  el_before_av_hr '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-9t0586-dab048268ebedd238700dcd045f30caf\">\n#top .hr.hr-invisible.av-9t0586-dab048268ebedd238700dcd045f30caf{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-9t0586-dab048268ebedd238700dcd045f30caf hr-invisible  avia-builder-el-55  el_after_av_hr  el_before_av_hr '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-21xxac6-4f98ef32076afa8c80ea8f8123f32a2e\">\n#top .hr.hr-invisible.av-21xxac6-4f98ef32076afa8c80ea8f8123f32a2e{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-21xxac6-4f98ef32076afa8c80ea8f8123f32a2e hr-invisible  avia-builder-el-56  el_after_av_hr  el_before_av_hr '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-tzjeqe-cc509dfccea6a2bffbf8d7214f137d88\">\n#top .hr.hr-invisible.av-tzjeqe-cc509dfccea6a2bffbf8d7214f137d88{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-tzjeqe-cc509dfccea6a2bffbf8d7214f137d88 hr-invisible  avia-builder-el-57  el_after_av_hr  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><\/p><\/div><div  class='flex_column av-nl0dau-dfc51d7c10261f883d4f7593a58ad6ac av_one_full  avia-builder-el-58  el_after_av_one_full  avia-builder-el-last  first flex_column_div  column-top-margin'     ><\/div>\n<\/p>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-32iruc-18-47165eab014a14037b17c76cc1f9b706\">\n.avia-section.av-32iruc-18-47165eab014a14037b17c76cc1f9b706{\nbackground-color:#121820;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_6'  class='avia-section av-32iruc-18-47165eab014a14037b17c76cc1f9b706 main_color avia-section-no-padding avia-no-border-styling  avia-builder-el-59  el_after_av_section  el_before_av_section  avia-bg-style-fixed container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-14301'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-kmvxzoku-3078f5c3e42e9825fc10d2073912be60\">\n#top .av-special-heading.av-kmvxzoku-3078f5c3e42e9825fc10d2073912be60{\nmargin:40px 0 0 0;\npadding-bottom:10px;\ncolor:#ffffff;\nfont-size:30px;\n}\nbody .av-special-heading.av-kmvxzoku-3078f5c3e42e9825fc10d2073912be60 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-kmvxzoku-3078f5c3e42e9825fc10d2073912be60 .av-special-heading-tag{\nfont-size:30px;\n}\n.av-special-heading.av-kmvxzoku-3078f5c3e42e9825fc10d2073912be60 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-kmvxzoku-3078f5c3e42e9825fc10d2073912be60 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-kmvxzoku-3078f5c3e42e9825fc10d2073912be60 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-kmvxzoku-3078f5c3e42e9825fc10d2073912be60 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-kmvxzoku-3078f5c3e42e9825fc10d2073912be60 av-special-heading-h2 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-60  el_before_av_one_half  avia-builder-el-first  av-inherit-size'><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Questions and answers<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div>\n<div class='flex_column_table av-lcngazz8-b9a6e3693422697fe414be369cf6eb11 sc-av_one_half av-equal-height-column-flextable'>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lcngazz8-b9a6e3693422697fe414be369cf6eb11\">\n.flex_column.av-lcngazz8-b9a6e3693422697fe414be369cf6eb11{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-lcngazz8-b9a6e3693422697fe414be369cf6eb11 av_one_half  avia-builder-el-61  el_after_av_heading  el_before_av_one_half  first flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mbriqni3-fb391c16ed707f69583e88c45580d84f\">\n#top .togglecontainer.av-mbriqni3-fb391c16ed707f69583e88c45580d84f p.toggler{\nfont-size:20px;\ncolor:#ffffff;\nbackground-color:#121820;\n}\n#top .togglecontainer.av-mbriqni3-fb391c16ed707f69583e88c45580d84f p.toggler.activeTitle{\ncolor:#ce9d3e;\nborder-color:#ce9d3e;\n}\n#top .togglecontainer.av-mbriqni3-fb391c16ed707f69583e88c45580d84f p.toggler:not(.activeTitle):hover{\ncolor:#ce9d3e;\n}\n#top .togglecontainer.av-mbriqni3-fb391c16ed707f69583e88c45580d84f p.toggler:not(.activeTitle):hover .toggle_icon, #top .togglecontainer.av-mbriqni3-fb391c16ed707f69583e88c45580d84f p.toggler:not(.activeTitle):hover .toggle_icon *{\nborder-color:#ce9d3e !important;\n}\n#top .togglecontainer.av-mbriqni3-fb391c16ed707f69583e88c45580d84f p.toggler .toggle_icon{\ncolor:#ffffff;\nborder-color:#ffffff;\n}\n#top .togglecontainer.av-mbriqni3-fb391c16ed707f69583e88c45580d84f p.toggler.activeTitle .toggle_icon, #top .togglecontainer.av-mbriqni3-fb391c16ed707f69583e88c45580d84f p.toggler.activeTitle .toggle_icon > span{\ncolor:#ce9d3e;\nborder-color:#ce9d3e;\n}\n#top .togglecontainer.av-mbriqni3-fb391c16ed707f69583e88c45580d84f .toggle_wrap .toggle_content{\ncolor:#ffffff;\nbackground-color:#121820;\n}\n<\/style>\n<div  class='togglecontainer av-mbriqni3-fb391c16ed707f69583e88c45580d84f av-minimal-toggle  avia-builder-el-62  avia-builder-el-no-sibling  toggle_close_all hasCurrentStyle' >\n<section class='av_toggle_section av-926gaja-512d97ed15375cc0c5b01504c1001424'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-1' data-fake-id='#toggle-id-1' class='toggler  av-title-above av-inherit-font-color hasCustomColor'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-1' data-slide-speed=\"200\" data-title=\"Why should we invest in a DIP?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Why should we invest in a DIP?\" data-aria_expanded=\"Click to collapse: Why should we invest in a DIP?\">Why should we invest in a DIP?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-1' aria-labelledby='toggle-toggle-id-1' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-font-color hasCustomColor'  itemprop=\"text\" ><p>It is a&nbsp;state-supported product that allows for more efficient investing with higher returns and, depending on the client&#8217;s&nbsp;circumstances, significant tax advantages to ensure security in old age.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-8krvphy-5e7ea6cfdefe2804ef8cbce86c6d1faf'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-2' data-fake-id='#toggle-id-2' class='toggler  av-title-above av-inherit-font-color hasCustomColor'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-2' data-slide-speed=\"200\" data-title=\"How long is it necessary to save within a DIP and when can these funds be used?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: How long is it necessary to save within a DIP and when can these funds be used?\" data-aria_expanded=\"Click to collapse: How long is it necessary to save within a DIP and when can these funds be used?\">How long is it necessary to save within a DIP and when can these funds be used?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-2' aria-labelledby='toggle-toggle-id-2' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-font-color hasCustomColor'  itemprop=\"text\" ><p>To utilize tax relief within a&nbsp;DIP, money must be saved for at least 10 years and can only be accessed at the age of 60. However, there are situations where previously granted tax benefits may have to be returned.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-sgeo46-8f9926aabef0c96e9133bb18c2a57898'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-3' data-fake-id='#toggle-id-3' class='toggler  av-title-above av-inherit-font-color hasCustomColor'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-3' data-slide-speed=\"200\" data-title=\" What tax benefits does a DIP provide?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand:  What tax benefits does a DIP provide?\" data-aria_expanded=\"Click to collapse:  What tax benefits does a DIP provide?\"> What tax benefits does a DIP provide?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-3' aria-labelledby='toggle-toggle-id-3' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-font-color hasCustomColor'  itemprop=\"text\" ><p>A&nbsp;DIP allows for a&nbsp;reduction of the tax base by up to CZK 48,000 per year, which can result in income tax savings of up to CZK 7,200 per year. Furthermore, after a&nbsp;certain period, you can avoid tax on returns and utilize tax-exempt employer contributions of up to CZK 50,000 per year.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-7r2ah86-c35f715ef8a1f7c50e13f2dac1bcb35b'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-4' data-fake-id='#toggle-id-4' class='toggler  av-title-above av-inherit-font-color hasCustomColor'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-4' data-slide-speed=\"200\" data-title=\"Can I start investing within a DIP using existing funds?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Can I start investing within a DIP using existing funds?\" data-aria_expanded=\"Click to collapse: Can I start investing within a DIP using existing funds?\">Can I start investing within a DIP using existing funds?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-4' aria-labelledby='toggle-toggle-id-4' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-font-color hasCustomColor'  itemprop=\"text\" ><p>Yes, within a&nbsp;DIP, you can start investing with both new and existing funds. Transferred funds will be counted toward the ten-year period from the establishment of the DIP.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-7azvv12-1a9745e88b8f42e212bcb901dcd15d09'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-5' data-fake-id='#toggle-id-5' class='toggler  av-title-above av-inherit-font-color hasCustomColor'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-5' data-slide-speed=\"200\" data-title=\"Why is it important to save for retirement?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Why is it important to save for retirement?\" data-aria_expanded=\"Click to collapse: Why is it important to save for retirement?\">Why is it important to save for retirement?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-5' aria-labelledby='toggle-toggle-id-5' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-font-color hasCustomColor'  itemprop=\"text\" ><p>Given the demographic changes and financial challenges of the state pension system, it is important to think about the future and save for retirement to ensure sufficient financial resources in old age.<\/p>\n<p>Starting to save for retirement at a&nbsp;young age allows you to take advantage of the compound interest effect and invest in higher-yielding products with a&nbsp;longer horizon, reducing the need to set aside larger amounts later in life.<\/p>\n<\/div><\/div><\/div><\/section>\n<\/div><\/div><div class='av-flex-placeholder'><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-92ovsk-0438d08939ec1267234e9d1469aa7d24\">\n.flex_column.av-92ovsk-0438d08939ec1267234e9d1469aa7d24{\nborder-radius:0px 0px 0px 0px;\npadding:0px 0px 0px 0px;\n}\n<\/style>\n<div  class='flex_column av-92ovsk-0438d08939ec1267234e9d1469aa7d24 av_one_half  avia-builder-el-63  el_after_av_one_half  el_before_av_hr  flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mcn034og-618c80ad31451c244e86ec918afc6242\">\n#top .togglecontainer.av-mcn034og-618c80ad31451c244e86ec918afc6242 p.toggler{\nfont-size:20px;\ncolor:#ffffff;\nbackground-color:#121820;\n}\n#top .togglecontainer.av-mcn034og-618c80ad31451c244e86ec918afc6242 p.toggler.activeTitle{\ncolor:#ce9d3e;\nborder-color:#ce9d3e;\n}\n#top .togglecontainer.av-mcn034og-618c80ad31451c244e86ec918afc6242 p.toggler:not(.activeTitle):hover{\ncolor:#ce9d3e;\n}\n#top .togglecontainer.av-mcn034og-618c80ad31451c244e86ec918afc6242 p.toggler:not(.activeTitle):hover .toggle_icon, #top .togglecontainer.av-mcn034og-618c80ad31451c244e86ec918afc6242 p.toggler:not(.activeTitle):hover .toggle_icon *{\nborder-color:#ce9d3e !important;\n}\n#top .togglecontainer.av-mcn034og-618c80ad31451c244e86ec918afc6242 p.toggler .toggle_icon{\ncolor:#ffffff;\nborder-color:#ffffff;\n}\n#top .togglecontainer.av-mcn034og-618c80ad31451c244e86ec918afc6242 p.toggler.activeTitle .toggle_icon, #top .togglecontainer.av-mcn034og-618c80ad31451c244e86ec918afc6242 p.toggler.activeTitle .toggle_icon > span{\ncolor:#ce9d3e;\nborder-color:#ce9d3e;\n}\n#top .togglecontainer.av-mcn034og-618c80ad31451c244e86ec918afc6242 .toggle_wrap .toggle_content{\ncolor:#ffffff;\nbackground-color:#121820;\n}\n<\/style>\n<div  class='togglecontainer av-mcn034og-618c80ad31451c244e86ec918afc6242 av-minimal-toggle  avia-builder-el-64  avia-builder-el-no-sibling  toggle_close_all hasCurrentStyle' >\n<section class='av_toggle_section av-25aq4za-4eab6d475d56cdb261cd5853508d34d3'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-6' data-fake-id='#toggle-id-6' class='toggler  av-title-above av-inherit-font-color hasCustomColor'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-6' data-slide-speed=\"200\" data-title=\" Is it possible to have multiple DIP contracts simultaneously?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand:  Is it possible to have multiple DIP contracts simultaneously?\" data-aria_expanded=\"Click to collapse:  Is it possible to have multiple DIP contracts simultaneously?\"> Is it possible to have multiple DIP contracts simultaneously?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-6' aria-labelledby='toggle-toggle-id-6' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-font-color hasCustomColor'  itemprop=\"text\" ><p>Yes, it is possible to enter into multiple DIP contracts with different providers. However, the total annual tax relief for all products must not exceed CZK 48,000.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-mcn033do-9dd15d3eaef3967d95b3a3ee117a9561'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-7' data-fake-id='#toggle-id-7' class='toggler  av-title-above av-inherit-font-color hasCustomColor'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-7' data-slide-speed=\"200\" data-title=\"Can a DIP be transferred to another provider?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Can a DIP be transferred to another provider?\" data-aria_expanded=\"Click to collapse: Can a DIP be transferred to another provider?\">Can a DIP be transferred to another provider?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-7' aria-labelledby='toggle-toggle-id-7' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-font-color hasCustomColor'  itemprop=\"text\" ><p>Transfer to another provider is possible without interrupting the duration period (120\/60 conditions).<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-1gov9zq-662a6e6f605b098bbe6e4089bd41b49d'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-8' data-fake-id='#toggle-id-8' class='toggler  av-title-above av-inherit-font-color hasCustomColor'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-8' data-slide-speed=\"200\" data-title=\"Is it possible to transfer funds from pension savings to a DIP?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Is it possible to transfer funds from pension savings to a DIP?\" data-aria_expanded=\"Click to collapse: Is it possible to transfer funds from pension savings to a DIP?\">Is it possible to transfer funds from pension savings to a DIP?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-8' aria-labelledby='toggle-toggle-id-8' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-font-color hasCustomColor'  itemprop=\"text\" ><p>Transferring funds from pension savings to a&nbsp;DIP would require terminating the original contract and establishing a&nbsp;new DIP contract, which would result in the return of state support. However, with pension savings, it is possible to retain the funds without further appreciation.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-19tytfa-0c34b25d226e4a098ca462a6e9e9ba89'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-9' data-fake-id='#toggle-id-9' class='toggler  av-title-above av-inherit-font-color hasCustomColor'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-9' data-slide-speed=\"200\" data-title=\"Is partial early withdrawal of funds permitted?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Is partial early withdrawal of funds permitted?\" data-aria_expanded=\"Click to collapse: Is partial early withdrawal of funds permitted?\">Is partial early withdrawal of funds permitted?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-9' aria-labelledby='toggle-toggle-id-9' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-font-color hasCustomColor'  itemprop=\"text\" ><p class=\"p1\">Any early withdrawal of funds from a&nbsp;DIP (failure to meet the 120\/60 condition) leads to the termination of the contract and the obligation to return all tax benefits and pay tax on employer contributions for the last 10 years.<\/p>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-1wnipi-e5252d49e68c76b6e1cf6435a42badf6'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p id='toggle-toggle-id-10' data-fake-id='#toggle-id-10' class='toggler  av-title-above av-inherit-font-color hasCustomColor'  itemprop=\"headline\"  role='tab' tabindex='0' aria-controls='toggle-id-10' data-slide-speed=\"200\" data-title=\"Can a DIP contract be terminated before the specified period?\" data-title-open=\"\" data-aria_collapsed=\"Click to expand: Can a DIP contract be terminated before the specified period?\" data-aria_expanded=\"Click to collapse: Can a DIP contract be terminated before the specified period?\">Can a DIP contract be terminated before the specified period?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-10' aria-labelledby='toggle-toggle-id-10' role='region' class='toggle_wrap  av-title-above'  ><div class='toggle_content invers-color av-inherit-font-color hasCustomColor'  itemprop=\"text\" ><p>Yes, a&nbsp;DIP contract can be terminated early. In such a&nbsp;case, however, it will be necessary to return all tax benefits utilized to date and employer contributions for the past 10 years. Exceptions to this rule are set for cases of third-degree disability or when the entire DIP is transferred to another financial institution.<\/p>\n<\/div><\/div><\/div><\/section>\n<\/div><\/div><\/div><!--close column table wrapper. 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.av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-3b2kxw6-0bdf9c4e1839cbaa8e0261bc7d9f5214 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-3b2kxw6-0bdf9c4e1839cbaa8e0261bc7d9f5214 av-special-heading-h1 custom-color-heading blockquote modern-quote  avia-builder-el-70  el_after_av_heading  avia-builder-el-last  av-inherit-size'><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Staying informed has never been so easy.<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/p><\/div><div class='av-flex-placeholder'><\/div><div  class='flex_column av-303o4c6-6d54c60bf28f5b8e69720e4022565d57 av_one_third  avia-builder-el-71  el_after_av_one_third  el_before_av_one_third  flex_column_table_cell av-equal-height-column av-align-middle  '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2nofapi-61b15b65b4a10a928c130affc2ec1165\">\n.avia-image-container.av-2nofapi-61b15b65b4a10a928c130affc2ec1165 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-2nofapi-61b15b65b4a10a928c130affc2ec1165 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-2nofapi-61b15b65b4a10a928c130affc2ec1165 av-styling- avia-align-center  avia-builder-el-72  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img fetchpriority=\"high\" decoding=\"async\" fetchpriority=\"high\" fetchpriority=\"high\" class='wp-image-14012 avia-img-lazy-loading-not-14012 avia_image ' src=\"https:\/\/www.atrisinvest.cz\/wp-content\/uploads\/mobil.png\" alt='' title=''  height=\"1000\" width=\"522\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/www.atrisinvest.cz\/wp-content\/uploads\/mobil.png 522w, https:\/\/www.atrisinvest.cz\/wp-content\/uploads\/mobil-157x300.png 157w, https:\/\/www.atrisinvest.cz\/wp-content\/uploads\/mobil-368x705.png 368w\" sizes=\"(max-width: 522px) 100vw, 522px\" \/><\/div><\/div><\/div><\/div><div class='av-flex-placeholder'><\/div><div  class='flex_column av-27dswd2-57cc58adeedb20206bc30ca8e9a7e1d7 av_one_third  avia-builder-el-73  el_after_av_one_third  avia-builder-el-last  flex_column_table_cell av-equal-height-column av-align-middle  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1rvcaxi-e0adfadfd06d44f7e6a1ab940122d05d\">\n#top .av-special-heading.av-1rvcaxi-e0adfadfd06d44f7e6a1ab940122d05d{\npadding-bottom:10px;\ncolor:#ffffff;\n}\nbody .av-special-heading.av-1rvcaxi-e0adfadfd06d44f7e6a1ab940122d05d .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-1rvcaxi-e0adfadfd06d44f7e6a1ab940122d05d .av-special-heading-tag{\npadding:0 0 20px 0;\n}\n.av-special-heading.av-1rvcaxi-e0adfadfd06d44f7e6a1ab940122d05d .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-1rvcaxi-e0adfadfd06d44f7e6a1ab940122d05d .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-1rvcaxi-e0adfadfd06d44f7e6a1ab940122d05d av-special-heading-h2 custom-color-heading blockquote modern-quote  avia-builder-el-74  el_before_av_image  avia-builder-el-first '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Downloadable applications<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-4iualy-0374c0df6d0ecda8e736ea9f8978908d\">\n.avia-image-container.av-4iualy-0374c0df6d0ecda8e736ea9f8978908d img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-4iualy-0374c0df6d0ecda8e736ea9f8978908d .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-4iualy-0374c0df6d0ecda8e736ea9f8978908d av-styling- av-img-linked avia-align-left  avia-builder-el-75  el_after_av_heading  el_before_av_image '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><a href=\"https:\/\/apps.apple.com\/cz\/app\/atris\/id6575367793\" class='avia_image '  ><img fetchpriority=\"high\" decoding=\"async\" fetchpriority=\"high\" fetchpriority=\"high\" class='wp-image-14013 avia-img-lazy-loading-not-14013 avia_image ' src=\"https:\/\/www.atrisinvest.cz\/wp-content\/uploads\/appstore.png\" alt='' title=''  height=\"215\" width=\"150\"  itemprop=\"thumbnailUrl\"  \/><\/a><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-x1x6ae-d4a571a864fa7d9865d8a715f5ce31e0\">\n.avia-image-container.av-x1x6ae-d4a571a864fa7d9865d8a715f5ce31e0 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-x1x6ae-d4a571a864fa7d9865d8a715f5ce31e0 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-x1x6ae-d4a571a864fa7d9865d8a715f5ce31e0 av-styling- av-img-linked avia-align-left  avia-builder-el-76  el_after_av_image  avia-builder-el-last '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.tangiblecodes_team.atris&amp;pcampaignid=web_share\" class='avia_image '  aria-label='googlestore'><img fetchpriority=\"high\" decoding=\"async\" fetchpriority=\"high\" fetchpriority=\"high\" class='wp-image-14014 avia-img-lazy-loading-not-14014 avia_image ' src=\"https:\/\/www.atrisinvest.cz\/wp-content\/uploads\/googlestore-1.png\" alt='' title='googlestore'  height=\"215\" width=\"150\"  itemprop=\"thumbnailUrl\"  \/><\/a><\/div><\/div><\/div><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-mbrisoj4-dc062360845527c84051057141a4cf60\">\n.avia-section.av-mbrisoj4-dc062360845527c84051057141a4cf60{\nposition:relative;\n}\n.avia-section.av-mbrisoj4-dc062360845527c84051057141a4cf60 .av-parallax .av-parallax-inner{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/www.atrisinvest.cz\/wp-content\/uploads\/pozadi_historie.jpg);\nbackground-position:50% 0%;\nbackground-attachment:scroll;\n}\n.avia-section.av-mbrisoj4-dc062360845527c84051057141a4cf60 .av-section-color-overlay{\nopacity:0.6;\nbackground-color:#101821;\n}\n.avia-section.av-mbrisoj4-dc062360845527c84051057141a4cf60 .avia-divider-svg-bottom svg{\nheight:15px;\nwidth:calc(100% + 1.3px);\nfill:#c89340;\n}\n<\/style>\n<div id='av_section_8'  class='avia-section av-mbrisoj4-dc062360845527c84051057141a4cf60 main_color 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class=\"av-section-color-overlay\"><\/div><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-14301'><div class='entry-content-wrapper clearfix'>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-46prqs6-f0e25a9f23a02ab4a3ab14d4597f8857\">\n#top .hr.hr-invisible.av-46prqs6-f0e25a9f23a02ab4a3ab14d4597f8857{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-46prqs6-f0e25a9f23a02ab4a3ab14d4597f8857 hr-invisible  avia-builder-el-78  el_before_av_one_half  avia-builder-el-first '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n<div class='flex_column_table av-3zwrvcm-6462d95091af21891a18dc4a76eda72f sc-av_one_half av-equal-height-column-flextable'><div  class='flex_column av-3zwrvcm-6462d95091af21891a18dc4a76eda72f av_one_half  avia-builder-el-79  el_after_av_hr  el_before_av_one_half  first flex_column_table_cell av-equal-height-column av-align-top  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-3bbmqae-9200524fb61c4e987f229aa50cad9454\">\n#top .av-special-heading.av-3bbmqae-9200524fb61c4e987f229aa50cad9454{\npadding-bottom:0;\ncolor:#ffffff;\nfont-size:40px;\n}\nbody .av-special-heading.av-3bbmqae-9200524fb61c4e987f229aa50cad9454 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-3bbmqae-9200524fb61c4e987f229aa50cad9454 .av-special-heading-tag{\nfont-size:40px;\n}\n.av-special-heading.av-3bbmqae-9200524fb61c4e987f229aa50cad9454 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-3bbmqae-9200524fb61c4e987f229aa50cad9454 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-3bbmqae-9200524fb61c4e987f229aa50cad9454 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-3bbmqae-9200524fb61c4e987f229aa50cad9454 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-3bbmqae-9200524fb61c4e987f229aa50cad9454 av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-80  el_before_av_hr  avia-builder-el-first  av-inherit-size'><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >I am interested in information.<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-363flyu-45590a2d21175d523592c5ac34433fcb\">\n#top .hr.hr-invisible.av-363flyu-45590a2d21175d523592c5ac34433fcb{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-363flyu-45590a2d21175d523592c5ac34433fcb hr-invisible  avia-builder-el-81  el_after_av_heading  el_before_av_font_icon '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-2pxxjfa-07b88103fd4d2acb6d35ca650baffebc\">\n.av_font_icon.av-2pxxjfa-07b88103fd4d2acb6d35ca650baffebc{\ncolor:#ffffff;\nborder-color:#ffffff;\n}\n.avia-svg-icon.av-2pxxjfa-07b88103fd4d2acb6d35ca650baffebc svg:first-child{\nstroke:#ffffff;\nfill:#ffffff;\n}\n.av_font_icon.av-2pxxjfa-07b88103fd4d2acb6d35ca650baffebc .av-icon-char{\nfont-size:25px;\nline-height:25px;\nwidth:25px;\n}\n<\/style>\n<span  class='av_font_icon av-2pxxjfa-07b88103fd4d2acb6d35ca650baffebc avia_animate_when_visible av-icon-style-border avia-icon-pos-center avia-iconfont avia-font-entypo-fontello avia-icon-animate'><a href='https:\/\/www.atrisinvest.cz\/en\/contacts-client-service\/'   class='av-icon-char' data-av_icon='\ue832' data-av_iconfont='entypo-fontello' aria-hidden=\"false\" ><\/a><span class='av_icon_caption av-special-font'>Contact<\/span><\/span><\/p><\/div><div class='av-flex-placeholder'><\/div><div  class='flex_column av-29hrt5i-db5b9dba70f55bd007fb0bbd2c2e0541 av_one_half  avia-builder-el-83  el_after_av_one_half  el_before_av_hr  flex_column_table_cell av-equal-height-column av-align-top  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-1gh6sae-53022fc9666bc74905920b97639075cc\">\n#top .av-special-heading.av-1gh6sae-53022fc9666bc74905920b97639075cc{\npadding-bottom:0;\ncolor:#ffffff;\nfont-size:40px;\n}\nbody .av-special-heading.av-1gh6sae-53022fc9666bc74905920b97639075cc .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-1gh6sae-53022fc9666bc74905920b97639075cc .av-special-heading-tag{\nfont-size:40px;\n}\n.av-special-heading.av-1gh6sae-53022fc9666bc74905920b97639075cc .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-1gh6sae-53022fc9666bc74905920b97639075cc .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-1gh6sae-53022fc9666bc74905920b97639075cc .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-1gh6sae-53022fc9666bc74905920b97639075cc .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-1gh6sae-53022fc9666bc74905920b97639075cc av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-84  el_before_av_heading  avia-builder-el-first  av-inherit-size'><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Investment with a clear plan and professional support<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-17c2d2u-dc1334fbd3e2688cedf380600f5aed44\">\n#top .av-special-heading.av-17c2d2u-dc1334fbd3e2688cedf380600f5aed44{\npadding-bottom:0;\ncolor:#ffffff;\nfont-size:20px;\n}\nbody .av-special-heading.av-17c2d2u-dc1334fbd3e2688cedf380600f5aed44 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-17c2d2u-dc1334fbd3e2688cedf380600f5aed44 .av-special-heading-tag{\nfont-size:20px;\n}\n.av-special-heading.av-17c2d2u-dc1334fbd3e2688cedf380600f5aed44 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-17c2d2u-dc1334fbd3e2688cedf380600f5aed44 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-17c2d2u-dc1334fbd3e2688cedf380600f5aed44 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-17c2d2u-dc1334fbd3e2688cedf380600f5aed44 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-17c2d2u-dc1334fbd3e2688cedf380600f5aed44 av-special-heading-h2 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-85  el_after_av_heading  avia-builder-el-last  av-inherit-size'><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Every investor has different goals \u2013 and they deserve individual solutions. Together with our partners, we help clients create long-term investment strategies. <\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/p><\/div><\/div><!--close column table wrapper. Autoclose: 1 -->\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-tb4mxi-d5cee846538eb48fad2bf2e23f71ab2b\">\n#top .hr.hr-invisible.av-tb4mxi-d5cee846538eb48fad2bf2e23f71ab2b{\nheight:50px;\n}\n<\/style>\n<div  class='hr av-tb4mxi-d5cee846538eb48fad2bf2e23f71ab2b hr-invisible  avia-builder-el-86  el_after_av_one_half  avia-builder-el-last '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div>\n\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-818i4k-e3714d45fa6c461b0544c99fbb20aec0\">\n.avia-section.av-818i4k-e3714d45fa6c461b0544c99fbb20aec0{\nbackground-color:#101821;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_9'  class='avia-section av-818i4k-e3714d45fa6c461b0544c99fbb20aec0 main_color avia-section-default avia-no-border-styling  avia-builder-el-87  el_after_av_section  avia-builder-el-last  avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-14301'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-5vg084-cfdc420ef9300392f5db8b8a9e2e8516 av_one_full  avia-builder-el-88  avia-builder-el-no-sibling  first flex_column_div  '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-456phw-6a7ce82673560f43c5282bea134fb064\">\n#top .av-special-heading.av-456phw-6a7ce82673560f43c5282bea134fb064{\npadding-bottom:10px;\ncolor:#ffffff;\nfont-size:18px;\n}\nbody .av-special-heading.av-456phw-6a7ce82673560f43c5282bea134fb064 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n#top #wrap_all .av-special-heading.av-456phw-6a7ce82673560f43c5282bea134fb064 .av-special-heading-tag{\nfont-size:18px;\n}\n.av-special-heading.av-456phw-6a7ce82673560f43c5282bea134fb064 .special-heading-inner-border{\nborder-color:#ffffff;\n}\n.av-special-heading.av-456phw-6a7ce82673560f43c5282bea134fb064 .av-subheading{\nfont-size:15px;\n}\n\n@media only screen and (min-width: 480px) and (max-width: 767px){ \n#top #wrap_all .av-special-heading.av-456phw-6a7ce82673560f43c5282bea134fb064 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n\n@media only screen and (max-width: 479px){ \n#top #wrap_all .av-special-heading.av-456phw-6a7ce82673560f43c5282bea134fb064 .av-special-heading-tag{\nfont-size:0.8em;\n}\n}\n<\/style>\n<div  class='av-special-heading av-456phw-6a7ce82673560f43c5282bea134fb064 av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  avia-builder-el-89  el_before_av_textblock  avia-builder-el-first  av-inherit-size'><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Important legal notice<\/h1><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n<section  class='av_textblock_section av-2glf9g-859520116007c448e308e229fe51d7cd '   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p style=\"text-align: center;\">\n<p style=\"font-size: 11px; text-align: center;\"><span style=\"color: #ffffff;\"><span style=\"color: #ffffff;\">* Expected annual future performance based on current market conditions over a&nbsp;three-year period. The scenarios presented are an estimate of future performance based on current market conditions and do not represent an exact indicator. Your profit will vary depending on the market situation and how long you hold the investment\/product. Future income is subject to taxation, which depends on the personal situation of each investor and may change in the future. The investment may result in a&nbsp;financial loss. There is no guarantee of capital. More detailed information at <a href=\"https:\/\/atrisinvest.cz\/fond-realita\/vysledky-hospodareni\/\">https:\/\/atrisinvest.cz\/fond-realita\/vysledky-hospodareni\/.<\/a><\/span>      <\/span><\/p>\n<p style=\"font-size: 11px; text-align: center;\"><span style=\"color: #ffffff;\">The website <a style=\"color: #ffffff;\" href=\"https:\/\/atrisinvest.cz\">www.atrisinvest.cz<\/a> is a&nbsp;presentation of the investment company ATRIS investi\u010dn\u00ed spole\u010dnost, a.s., I\u010cO: 27647188, with its registered office at Plze\u0148sk\u00e1 3217\/16 110 00 Prague 5 \u2013 Sm\u00edchov, Czech Republic (hereinafter referred to as \u201cATRIS IS\u201d), relating to the collective investment fund Realita nemovitostn\u00ed otvet\u0159en podilov\u00fd fond, ATRIS investi\u010dn\u00ed spole\u010dnost, a.s. (hereinafter referred to as the \u201cFund\u201d) and is intended solely for informational purposes. The purpose of the website and the information provided on it is not to replace the statute of the Fund, to communicate key information about the Fund or to provide a&nbsp;summary thereof. It does not constitute investment advice, investment research or financial analysis, nor an offer or invitation to buy or sell units of the Fund, or more generally any investment instrument.  <\/span><\/p>\n<p style=\"text-align: center;\">\n<p style=\"font-size: 11px; text-align: center;\"><span style=\"color: #ffffff;\">ATRIS IS is subject to supervision by the Czech National Bank, Na P\u0159\u00edkop\u011b 28, 115 03 Prague 1, <a style=\"color: #ffffff;\" href=\"https:\/\/www.cnb.cz\">www.cnb.cz<\/a>.<\/span><\/p>\n<p style=\"text-align: center;\">\n<p style=\"font-size: 11px; text-align: center;\"><span style=\"color: #ffffff;\">The Fund may, in accordance with its statute, invest in real estate and real estate companies, or other complementary assets. More detailed information on the Fund&#8217;s&nbsp;investment strategy is provided in the Fund&#8217;s&nbsp;statute. The Fund&#8217;s&nbsp;statute and the Fund&#8217;s&nbsp;key information statement can be obtained in Czech in electronic form on the ATRIS IS website <a style=\"color: #ffffff;\" href=\"https:\/\/atrisinvest.cz\">www.atrisinvest.cz<\/a>, Documents section, and in paper form at the ATRIS IS headquarters.  <\/span><\/p>\n<p style=\"text-align: center;\">\n<p style=\"font-size: 11px; text-align: center;\"><span style=\"color: #ffffff;\">Investing in the Fund&#8217;s&nbsp;units carries risks that are not described in detail in this document. The value of the investment may fluctuate over time and the return on the invested amount is not guaranteed. ATRIS IS, as an investment company, is not a&nbsp;participant in the Securities Dealers Guarantee Fund by law. More detailed information about individual risks is provided in the Fund&#8217;s&nbsp;statute and the Fund&#8217;s&nbsp;key information statement.<\/span><\/p>\n<p style=\"text-align: center;\">\n<p style=\"font-size: 11px; text-align: center;\"><span style=\"color: #ffffff;\">Jsou-li na internetov\u00fdch str\u00e1nk\u00e1ch uvedeny informace o&nbsp;v\u00fdnosu pod\u00edlov\u00fdch list\u016f Fondu, tyto informace se t\u00fdkaj\u00ed minulosti, konkr\u00e9tn\u011b obdob\u00ed uveden\u00e9ho p\u0159\u00edmo u&nbsp;jednotliv\u00fdch graf\u016f nebo informac\u00ed, a&nbsp;jsou zalo\u017eeny na \u010dist\u00e9m v\u00fdnosu. Please note that past performance is not a&nbsp;reliable indicator of future performance. Source of information: ATRIS IS statistical data, annual reports of the Fund available at <a style=\"color: #ffffff;\" href=\"https:\/\/atrisinvest.cz\">www.atrisinvest.cz<\/a>, Documents section. Neither past performance nor current performance provides any guarantee of future performance. The current value of the Fund&#8217;s&nbsp;units may rise or fall and there is no guarantee that a&nbsp;specific return will be achieved. At the same time, there is no guarantee that the value of the investment will not fall below the amount of the initial investment.<\/span><\/p>\n<\/div><\/section><\/p><\/div>\n\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"jetpack_post_was_ever_published":false,"footnotes":""},"class_list":["post-14301","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.2 (Yoast SEO v25.2) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>ATRIS investi\u010dn\u00ed spole\u010dnost, a.s.<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.atrisinvest.cz\/en\/atris-retirement-annuity\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta 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